If you adore the creamy, tropical flavors of a classic coconut cream pie but want a wholesome breakfast that’s ready to go in the morning, then you are absolutely going to fall in love with this Banana Coconut Cream Pie Overnight Oats Recipe. It’s a perfect harmony of sweet ripe banana, rich coconut, and a subtle hint of cinnamon that all come together like a breakfast dessert dream. Creamy, comforting, and effortlessly prepared the night before, this recipe is a total game-changer for busy mornings or whenever you want a little indulgence without the fuss.

Ingredients You’ll Need

A silver mixing bowl sits on a white marbled surface, filled with six layers of different ingredients neatly separated within the bowl. Starting from the top right, there is a pale brown layer of rolled oats next to a small mound of dark brown powder, likely cinnamon. Below that is a large, fluffy white layer of shredded coconut. To the left of the coconut is a thin, creamy liquid layer that overlaps slightly with the mashed banana, which is chunky and light yellow with some brown specks. Below the mashed banana is a grainy golden-brown powder, possibly brown sugar or spice, with a small mound of the same powder resting in the liquid near the center. All ingredients are dry or moist but unmixed, creating a visually organized, layered look. photo taken with an iphone --ar 4:5 --v 7

These ingredients are simple yet essential to achieve the perfect balance of creaminess, sweetness, and tropical flair in your Banana Coconut Cream Pie Overnight Oats Recipe. Each one brings something special to the table, from the cozy warmth of cinnamon to the delightful texture of shredded coconut.

Unsweetened coconut milk: Adds rich, creamy tropical flavor without extra sugar, making your oats smooth and luscious.
Old fashioned rolled oats: Provide hearty texture and absorb the liquid beautifully for that perfect overnight softness.
Shredded coconut (unsweetened): Gives a chewy, nutty bite and reinforces the coconut cream pie vibe.
Graham cracker crumbs: Bring the graham cracker crust essence essential to the “cream pie” experience.
Ripe banana (mashed): Naturally sweetens the dish and delivers mellow banana flavor with creamy consistency.
Ground cinnamon: Offers aromatic warmth that enhances all the other flavors subtly.
Pure vanilla extract: Elevates the sweetness and adds a comforting depth of flavor.
Sea salt: Brightens and balances the sweetness like a true chef’s trick.
Banana slices, ground cinnamon, and shredded coconut (for topping): Optional but highly recommended for that photo-worthy finishing touch and extra flavor layers.

TIP

You’ll find the full ingredient list, instructions, and print option in the recipe card below.

How to Make Banana Coconut Cream Pie Overnight Oats Recipe

Step 1: Mix It All Together

Start by combining all the main ingredients in a medium bowl—coconut milk, oats, shredded coconut, graham cracker crumbs, mashed banana, ground cinnamon, vanilla extract, and sea salt. Whisk everything together until the mixture is silky and fully incorporated. This step sets the foundation for the flavor magic to happen while they soak overnight.

Step 2: Jar and Chill

Carefully spoon the oat mixture into two half-pint mason jars or any tight-sealing containers you have on hand. Placing the oats in individual servings not only makes them portable but also helps the flavors meld beautifully as they sit. Seal your jars well and pop them in the fridge for a minimum of six hours or overnight to let all the ingredients soften and absorb each other’s essence.

Step 3: Taste and Adjust

When morning comes, open up your jars and give the overnight oats a little stir. Now’s the time to check the texture—if you like it thinner, just add a splash more coconut milk. If you want it sweeter or more banana-flavored, mash in extra ripe banana or sprinkle more graham cracker crumbs. This step personalizes your Banana Coconut Cream Pie Overnight Oats Recipe exactly the way you love.

Step 4: Add Your Toppings

Top your oats with banana slices, a dash of ground cinnamon, and some shredded coconut for an enchanting finish. These toppings not only make your breakfast look irresistible but also elevate the textural contrast and bring extra flavor layers that capture the true essence of banana coconut cream pie.

How to Serve Banana Coconut Cream Pie Overnight Oats Recipe

Two glass jars filled with a thick, grainy, light brown mixture. One jar is open, showing the textured surface of the mixture close to the top edge, while the other jar is closed with a shiny silver lid. Both jars sit on a small, chunky knitted blue square cloth that contrasts with the smooth white marbled surface beneath. The open jar lid, silver on the outside with a red inner ring, lies next to the jars on the cloth. photo taken with an iphone --ar 4:5 --v 7

Garnishes

Sprinkle banana slices, a pinch of cinnamon, or more shredded coconut right on top to create a breakfast that’s as pretty as it is scrumptious. These simple garnishes add freshness, visual appeal, and that extra hint of sweetness and texture we all crave.

Side Dishes

This recipe pairs wonderfully with a side of fresh tropical fruit like mango or pineapple to amplify the island vibes. A cup of black coffee or lightly spiced chai tea also balances the sweetness perfectly, making your morning cozy and complete.

Creative Ways to Present

Try layering your oats in a clear glass jar with fresh fruit and toasted coconut flakes to turn it into a stunning parfait. Using edible flowers or a drizzle of local honey on top can also elevate the presentation, impressing guests or just brightening your breakfast routine with some extra love.

Make Ahead and Storage

Storing Leftovers

If you whip up a batch of this Banana Coconut Cream Pie Overnight Oats Recipe and have leftovers, keep them in airtight containers in the fridge. They’ll stay fresh and delicious for up to 3 days, making breakfast prep for busy mornings effortlessly delicious.

Freezing

This recipe isn’t ideal for freezing due to the texture of oats and coconut milk after thawing, which might become watery or mushy. Fresh overnight oats will always give you the best flavor and consistency, so it’s best to enjoy them within a few days of making.

Reheating

While overnight oats are typically enjoyed cold, if you prefer them warm, simply microwave your serving for 30 to 60 seconds and stir well. Add a splash of milk if it seems too thick. Warming it up will release those comforting cinnamon and vanilla aromas that make this recipe feel like a hug in a bowl.

FAQs

Can I use regular milk instead of coconut milk?

Absolutely! While coconut milk gives the oats a rich tropical flavor, any milk you prefer—dairy or plant-based—will work just fine. Just keep in mind the flavor profile might shift slightly depending on your choice.

Are quick oats okay to use in this recipe?

Yes, quick oats can be used, but they tend to soften more and might become slightly mushier overnight compared to old fashioned rolled oats, which hold their texture better for that perfect creamy bite.

How ripe should the banana be?

For the best natural sweetness and flavor, use a banana that is fully ripe with some brown spots. It will mash easily and fully infuse the oats with that luscious banana taste.

Can I make this recipe vegan?

Certainly! This recipe is naturally vegan when you use plant-based milk like coconut milk, and ensure your graham cracker crumbs are vegan-friendly. It’s a perfect plant-powered breakfast.

What if I don’t have graham cracker crumbs?

If you’re out of graham cracker crumbs, crushed digestive biscuits or even a sprinkle of toasted coconut flakes can add a nice texture and flavor that complements the coconut cream pie vibe.

Final Thoughts

This Banana Coconut Cream Pie Overnight Oats Recipe is pure breakfast bliss that combines tropical flavors with ease and nutrition. Whether you’re starting your day in a rush or just want something comforting and delicious, this recipe is ready when you are. Give it a try and watch mornings become the sweetest part of your day!

Banana Coconut Cream Pie Overnight Oats Recipe

Ingredients You’ll Need